Core Capabilities
Loan Terms & Products
Structure loan products, approved terms and loan accounts.
Repayment Schedules
Maintain principal, contractual interest, fees, penalties and scheduled obligations.
Allocations & Balances
Allocate repayments and maintain outstanding balances without duplicate collection authorities.
Arrears & Restructuring
Track arrears, ageing and approved restructuring while preserving loan identity and audit trail.
Lending owns the repayment truth.
Use it independently or as part of a connected stack
Customer channels and Accounting can receive authorised projections while Lending remains authoritative for loan and repayment logic.
Combine Lending + Accounting + customer portal + notifications. Billing is introduced only where it has a distinct role rather than duplicating lending receivables.
Authoritative
One loan and repayment source of truth
Allocations
Controlled payment application
Arrears
Ageing and follow-up visibility
Accounting
Stable projections to finance